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Latest Certified Pre-Owned Incentives by Automaker

William Hamilton
5 Min Read

CARS.COM — Certified pre-owned incentives are reduced-rate loans offered by manufacturers to qualified buyers of CPO vehicles. All financing offers listed here are available nationally unless noted otherwise. Not every buyer will qualify for this discount financing, contact your dealer for details.

July CPO Incentives

Acura: 1.9 percent APR for up to 36 months on select models, ends July 10

Audi: 2.49 percent APR for up to 66 months; up to $500 off your first month's payment on select 2014-2016 Audi CPO models; both offers end Aug.31

BMW: 0.9 percent APR on select 3 Series and BMW i3 models, ends Aug. 31

Buick: 1.9 percent APR for up to 36 months on select models, ends July 31

Cadillac: 2.9 percent APR for 36 months on select models, July 31

Chevrolet: 1.9 percent APR for up to 36 months on select models, ends July 31

Ford: 2.9 APR on select models for 66 months, ends Oct. 2

GMC: 1.9 percent APR for up to 36 months on select models, ends July 31

Hyundai: Not available

Infiniti: 0.99 percent APR for up to 36 months on all 2012-17 CPO models, ends July 10

Jaguar: 0.9-2.9 percent APR for up to 72 months on select models, ends July 31

Kia: 1.9 percent APR for 36 months

Land Rover: 0.9-2.9 percent APR for up to 72 months on select models, ends July 31

Lincoln: 2.9 percent APR financing for 66 months (except Michigan), ends July 31, in Michigan, 1.9 percent APR for 72 months on Lincoln MKC models, ends July 31; 1.9 percent on 2015-17 Lincoln Black Label models for 72 months, ends Oct. 2

Mercedes-Benz: 1.99 percent APR for up to 36 months on select models, ends July 31

Mini: $500 retail credit on select models, ends July 31

Nissan: 1.95-3.95 percent APR for up to 72 months on select models, select cash-back offers, ends July 31

Subaru: As low as 1.49 percent APR on CPO models, ends July 31 (on the Subaru website scroll to the bottom of the homepage to find the special discount section and click on CPO inventory)

Toyota: 1.9 to 2.9 percent APR for up to 60 months on select models, ends Oct. 3

Editor's Note

For zero percent APR, monthly payment for every $1,000 financed is $27.78 for 36 months, $20.83 for 48 months, $16.67 for 60 months and $13.89 for 72 months.

For 0.9 percent APR, monthly payment for every $1,000 financed is $28.16 for 36 months, $21.22 for 48 months, $17.05 for 60 months and $14.27 for 72 months.

For 1.9 percent APR, monthly payment for every $1,000 financed is $28.60 for 36 months, $21.65 for 48 months, $17.48 for 60 months and $14.71 for 72 months.

For 2.9 percent APR, monthly payment for every $1,000 financed is $29.04 for 36 months, $22.09 for 48 months, $17.92 for 60 months and $15.15 for 72 months.

For 3.9 percent APR, monthly payment for every $1,000 financed is $29.48 for 36 months, $22.53 for 48 months, $18.37 for 60 months and $15.60 for 72 months.

For 4.9 percent APR, monthly payment for every $1,000 financed is $29.93 for 36 months, $22.98 for 48 months, $18.83 for 60 months and $16.06 for 72 months.

For 5.9 percent APR, monthly payment for every $1,000 financed is $30.38 for 36 months, $23.44 for 48 months, $19.29 for 60 months and $16.53 for 72 months.

For 6.9 percent APR, monthly payment for every $1,000 financed is $23.90 for 48 months, $19.75 for 60 months and $17.00 for 72 months.

For 7.9 percent APR, monthly payment for every $1,000 financed is $20.23 for 60 months and $17.48 for 72 months.

Specific details vary by consumer and automaker. Check with your local dealer for offer specifics.

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